With smartphones often selling for over £1,000, can you afford to replace or repair yours? These top phone insurers provide the coverage you need.
Gone are the days of £100 mobile phones, built to last forever.
Today, we cough up top dollar — often close to £1,000 — for smartphones that have become more than just a communication device: they’re our lifelines.
Despite their importance and staggering price point, it doesn’t mean they’ll last. In fact, their worth makes them more prone to than ever to theft and, unfortunately, their host of features also make them more susceptible to damage.
But rather than worrying about what might happen should (heaven forbid) your prized possession fall out of your pocket, we have the answer: mobile phone insurance.
Reliable phone insurance providers in the UK
Choosing an insurance provider is never an easy task. With so many options to consider, it’s hard to know when you’re getting a good deal — and how reliably you’ll be able to make a claim, should the time arise.
And that’s where these five providers come in; each offering affordable coverage options, they make light work of choosing your next mobile phone insurance plan.
As its name suggests, Gadget Cover is a leading provider of gadget insurance within the UK. Whether looking to insure your mobile phone, smartwatch, tablet, GoPro or other favourite techy device — they’ve likely got you covered.
Currently offering one of the most comprehensive phone insurance plans we’ve come across, the range of incidents their cover allows for is impressive. They even boast compensation for unauthorised usage of your plan — offering up to £2,500. Talk about feeling secure in an insurer!
With three levels of cover available — Bronze, Silver and Gold — there’s a level of cover available to every kind of phone owner.
Only worried about accidental and liquid damage? Opt for Bronze cover, starting from just £4.38/month plus excess.
Concerned about damage, breakdowns and unauthorised calls? We suggest levelling up slightly and going for the Silver cover, starting from £4.81/month plus excess.
After the whole hog for total peace of mind? Gold cover is for you, covering everything from accidental and liquid damage to unauthorised usage, accessories, loss and theft. Costs for this plan start at approximately £5.99/month plus excess.
Full (Gold) cover includes
- Accidental damage
- Liquid damage
- Breakdowns
- Unauthorised usage
- Loss
- Theft
- Accessories
- Worldwide cover
- Family cover
- E-wallet cover
*The monthly cost of each level of insurance plan and excess fee differs based on the phone model in question. These prices are based on insuring an iPhone 12. Depending on your model, pricing may vary.
